Mortgage News, Tips and Resources

Discover budget-friendly tips to enjoy the holiday season without overspending. Learn how to manage your expenses and spread cheer without breaking the bank.

Discover fall gifting ideas for real estate agents to strengthen client relationships and local business connections while enhancing community engagement.

Understand the key differences between mortgage pre-qualification, pre-approval, and commitment letters. Boost your home-buying power and confidence.

Discover the importance of pre-approval for homebuyers and how getting a head start on your home financing helps set you up for success.

If you’re thinking of living in the Kalamazoo Michigan area, consult this comprehensive guide outlining the top-ranked neighborhoods, as well as location, school districts, median home prices, local amenities, recreation, and more.

Government-backed mortgages provide many financial benefits for first-time and repeat homebuyers, such as lower down payments, lenient credit score requirements, improvement project grants, and more.

If you’re thinking of living in the Greenville, South Carolina area, important factors to consider include location, school districts, median home prices, transportation access, local amenities, entertainment, and more.

When considering purchasing a home on Long Island, it’s best to have updated documentation including financial statements and tax returns, mortgage pre-approval and commitment letters, neighborhood and realtor preferences, and more.

Find out which Long Island neighborhoods are the best for raising a young family based on location, school districts, median home prices, access to transportation, local amenities, entertainment, and more.

Whether you’re a first-time or repeat home buyer, government-backed loans offer lower down payments, lenient credit scores, and many other financial benefits.

If you’re thinking of living in the Savannah, Georgia area, consider important factors such as location, school districts, median home prices, access to transportation, local amenities, entertainment, and more.

Insured by various U.S. federal agencies, government-backed mortgages can help borrowers achieve home ownership through lower down payments and closing fees, flexible credit scores, and other advantages.

Homeowners move each year for various reasons including employment, financial challenges, more or less space, and other factors.

When considering a rehab mortgage for a new home purchase or renovation project, it’s important to examine various types and specific requirements, benefits, and drawbacks of each.

First-time home buyers may qualify for various conventional and government-backed loans, such as those offered through Fannie Mae, Freddie Mac, the Federal Housing Administration, U.S. Department of Agriculture, and Veterans Affairs.

Government-backed loans offered through the Federal Housing Administration (FHA), U.S. Department of Agriculture (USDA), and Veterans Affairs (VA) can assist qualified borrowers with home purchases, and improvement and rehab projects.

Yes, renovation costs can be added to specific rehab loans offered through the Federal Housing Administration (FHA), Fannie Mae, Freddie Mac, and more for borrowers meeting specific criteria regarding down payment amounts, project scopes, credit scores, and more.

More and more consumers are moving and relocating each year for various reasons, such as employment, relationship and lifestyle changes; financial challenges; additional space; and other life-altering factors.

Borrowers seeking home ownership with a limited budget and income can find relief through a USDA Rural Development Loan boasting lenient qualifications, such as no down payment requirements, credit score flexibility, and lower closing costs.

Record-low housing inventories and more prospective buyers than sellers have led to competitive bidding wars characterized by little to no contingencies, “as is” contracts, higher opening bids and down payments, and more.