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Published by Contour Mortgage on January 10 2025

New Year’s Resolutions for Homeowners: Enhancing Your Living Space

Topics: Real Estate Agents, 203k Loan, first time home buyers, FHA


As we embark on a new year, homeowners have a unique opportunity to set goals that can significantly improve their living spaces and overall quality of life. 

Here are some thoughtful resolutions to consider:

Energy Efficiency

  •      Install a programmable or smart thermostat to optimize heating and cooling
  •      Add insulation to attics, walls, and crawl spaces
  •      Upgrade to double-pane or triple-pane windows for better insulation
  •      Use weather stripping around doors and windows to prevent drafts
  •      Invest in a tankless water heater for energy savings

Home Security

  •      Install smart doorbells with video capabilities
  •      Set up a home automation system for remote monitoring
  •      Plant thorny bushes under windows as a natural deterrent
  •      Install deadbolts on all exterior doors
  •      Create a neighborhood watch program

Property Value Enhancement

  •      Update bathroom fixtures and finishes
  •      Install crown molding in main living areas
  •      Repaint the exterior for improved curb appeal
  •      Add a deck or patio for outdoor living space
  •      Upgrade to energy-efficient windows and doors

 

Maintenance and Organization

  •      Conduct a yearly roof inspection and repair any issues
  •      Clean and maintain HVAC systems regularly
  •      Organize and declutter one room per month
  •      Create a home inventory for insurance purposes
  •      Implement a paperless system for important documents

 

Outdoor Living

  •      Install a water feature like a fountain or pond
  •      Create a vegetable garden or herb box
  •      Build a fire pit for year-round outdoor enjoyment
  •      Add outdoor speakers for entertainment
  •      Install solar-powered landscape lighting

Indoor Air Quality

  •      Schedule professional duct cleaning
  •      Install a whole-house humidifier or dehumidifier
  •      Use low-VOC paints for any interior painting projects
  •      Regularly clean or replace HVAC filters
  •      Invest in a radon detection system

 

Financial Preparedness

  •      Review and update homeowners insurance annually
  •      Create a separate savings account for property taxes
  •      Set up automatic payments for mortgage and utilities
  •      Research and apply for energy-efficiency tax credits
  •      Develop a long-term savings plan for major home repairs

 

Smart Home Integration

  •      Install smart smoke and carbon monoxide detectors
  •      Set up a voice-activated home assistant
  •      Upgrade to smart appliances for better energy management
  •      Install smart water leak detectors
  •      Implement a smart irrigation system for efficient lawn care

 

Home Improvement Projects

  •      Create a dedicated home office space
  •      Install built-in shelving for added storage and appeal
  •      Upgrade kitchen countertops and backsplash
  •      Add a skylight or solar tubes for natural lighting
  •      Convert an unused space into a home gym or entertainment room

 

By focusing on these areas, homeowners can create a more comfortable, efficient, and valuable living space. Remember to prioritize projects based on your budget and needs, and consider Contour Mortgage Loan officer to discuss options to tap into your existing home equity for larger renovations or improvements. With careful planning and execution, you can make significant strides in enhancing your home and achieving your New Year’s resolutions!

Working Together

When navigating the competitive spring real estate market, it’s best to consult a reputable mortgage lender for additional guidance, support, and assistance. 


Contour Mortgage provides lending services throughout the United States. Contact us for a free consultation and to learn how we can help you achieve the best financing for your dream home.

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