Mortgage News, Tips and Resources

USDA loans are government-backed home loans designed by the United States Department of Agriculture for low-income buyers.

When it comes to getting a mortgage pre-approval, be ready to provide proof of income, confirm your employment, among other things.

USDA home loans are mortgage loans for low-income borrowers in rural areas. In order to qualify, you must meet certain requirements.

Some things to look for when buying a house include: making sure the home is insulated and checking the heating and cooling systems.

According to Livability, Fort Collins, Colorado, Madison, Wisconsin, and Ventura, California are among the best places to live in 2017.

You must meet certain criterion to be eligible for a USDA loan. For example, you must have two years of steady income.

When applying for an FHA home loan, you are required to share certain financial documents, such as recent tax returns, to your lender.

Buying a fixer upper has its advantages, but it is not for every. Ask yourself if you are willing to take on the work and spend the money.

Only you can choose if living in the multi-family home you're renting out is right for you. Consider the pros and cons of both options.

You are not required to use your current lender to refinance your mortgage loan, so research your options before making a decision.

As a first-time home buyer on Long Island, you will be in a place of informed decision-making with these important tips.

Benefits of debt consolidation include making fewer payments each months at lower rates and keeping your credit score from dropping.

To find out if a reverse mortgage is a good idea, consider your moving plans and your heirs. And always contact a mortgage specialist.

This holiday season, consider a gift for yourself: refinance your Long Island home. This can save you a signficiant amount of money.

Buying a duplex is worth it, as long as you consider where you'll be living, as well as the property's location and the average rent rates.

When thinking about refinancing a home mortgage, remember to assess your credit score and contact multiple mortgage refinance lenders.

Buying a home in the winter instead of waiting until spring could be a smart economic decision because Long Island mortgage rates are low.

VA loans were designed to show appreciation for veterans, helping them, active-duty service members and surviving spouses secure a home.

Consider getting a home inspection before buying a house in order to find out about any problems with the property's foundation or wiring.

When making an offer on a home, ask a real estate broker for help. He or she will draw up the necessary paperwork and help you negotiate.